by Coach Dan Coach Dan No Comments

Monthly Loans, AKA Credit Cards…

Guest Author: Rachel Gause

I would like to recognize Rachel as a new contributor.  Rachel is currently an Active duty Marine and has been providing financial coaching to service members as a Command Finance Specialist and has been writing for some time now.  She has the distinct honor of having her debt free journey published in Time magazine! We look forward to future articles from Rachel!

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by Coach Dan Coach Dan 2 Comments

Can you really live without a credit score?

Guest Author: Joann Von Kampen

The idea that some have about NEEDING a credit score baffles me a bit. Is it really true? Do you NEED a credit score?

I bought a house over the summer and I’ve never had a credit card in my life. I had an established payment history (insurance, cell phone bills, things like that) that they used, but other than that, I’m not even sure I have a credit score, as again, I’ve never had a credit card in my life and I don’t plan to.

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