Credit Score

by Coach Dan Coach Dan 2 Comments

Can you really live without a credit score?

Guest Author: Joann Von Kampen

The idea that some have about NEEDING a credit score baffles me a bit. Is it really true? Do you NEED a credit score?

I bought a house over the summer and I’ve never had a credit card in my life. I had an established payment history (insurance, cell phone bills, things like that) that they used, but other than that, I’m not even sure I have a credit score, as again, I’ve never had a credit card in my life and I don’t plan to.

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by Coach Dan Coach Dan No Comments

Should you be concerned about your Credit Score?

Are you concerned with credit problems? Poor Credit, No Credit?

Here is what you should know: Don’t let your Credit Score dictate what you do with your money! What does that mean?

Your FICO score is not a measure of how wealthy you are or even how well you manage your wealth. The truth is it is a measurement of how well you manage your debt and how much debt you have.

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