Guest Author: Joann Von Kampen
The idea that some have about NEEDING a credit score baffles me a bit. Is it really true? Do you NEED a credit score?
I bought a house over the summer and I’ve never had a credit card in my life. I had an established payment history (insurance, cell phone bills, things like that) that they used, but other than that, I’m not even sure I have a credit score, as again, I’ve never had a credit card in my life and I don’t plan to.